FolioFN )
Emerald Finance Limited announced its financial results for the third quarter of the fiscal year 2024-2025. The company reported significant growth in both revenue and profit, indicating a robust performance during this period.
Key Financial Highlights
- Revenue Growth: Emerald Finance’s total revenue for Q3 2025 reached ₹5.72 crore, marking a 67.53% increase compared to ₹3.42 crore in the same quarter of the previous year.
- Profit Increase: The net profit stood at ₹2.48 crore, a substantial rise of 105.38% from ₹1.21 crore reported in Q3 2024.
- Earnings Per Share (EPS): The diluted EPS for the quarter was ₹0.73, reflecting an 82.96% increase from ₹0.40 in the corresponding quarter of the previous year.
Quarter-over-Quarter Performance
When compared to the second quarter of FY25, the company exhibited steady growth:
- Revenue: An increase of 14.42% from ₹5 crore in Q2 to ₹5.72 crore in Q3.
- Net Profit: A rise of 20.53% from ₹2.06 crore in the previous quarter to ₹2.48 crore in the current quarter
Operational Efficiency
The operating income for Q3 2025 was ₹3.3 crore, showing a year-over-year growth of 105.16% from ₹1.61 crore in Q3 2024. This indicates improved operational efficiency and effective cost management.
Expenses Analysis
The company’s Selling, General, and Administrative (SG&A) expenses for the quarter were ₹0.98 crore, representing a 134.23% increase from ₹0.42 crore in the same quarter last year. This rise suggests increased investments in marketing, administrative functions, or expansion activities.
Market Performance
Emerald Finance’s stock has shown varied performance over different time frames:
- Weekly: A slight decline of 1.55% over the past week.
- Six Months: A significant appreciation of 155.46%, indicating strong investor confidence and market performance.
- Year-to-Date (YTD): A decrease of 1.55%, suggesting some volatility in the stock’s performance.
Market Capitalization and Stock Range
As of the latest reports, Emerald Finance has a market capitalization of ₹418.64 crore. The stock’s 52-week high is ₹137.55, while the 52-week low is ₹22.65, reflecting significant fluctuations over the past year.
Strategic Developments
In recent months, Emerald Finance has undertaken several strategic initiatives to bolster its market position:
- Capital Infusion: The company announced plans to raise ₹100 million in funding to support business expansion and strengthen its financial base.
- Partnerships: Emerald Finance has entered into collaborations to offer early-wage-access programs to employees of various organizations, enhancing its service offerings and market reach.
Industry Context
The financial services sector in India has been experiencing rapid growth, driven by increased digital adoption and a focus on financial inclusion. Emerald Finance’s strong quarterly performance aligns with industry trends, showcasing its ability to capitalize on market opportunities.
Future Outlook
With a solid financial performance in Q3 2025, Emerald Finance is well-positioned for sustained growth. The company’s strategic initiatives, coupled with a focus on operational efficiency, are expected to drive continued success in the coming quarters.